November 5, 2025
AgencyWhy Rochester Real Estate Investors Need Specialized Insurance Coverage
The Greater Rochester area has become an increasingly attractive market for real estate investors. With its affordable property prices and strong rental demand, the region offers promising returns. But with opportunity comes risk, and that’s where specialized insurance coverage becomes essential. Unique Risks in the Rochester Market Rochester’s real estate landscape includes historic homes, multi-family […]
July 22, 2025
AgencyUnderstanding Liability Risks for Alarm Monitoring Services
Alarm monitoring services can play a critical role in protecting clients’ homes and businesses. However, with this responsibility comes significant liability exposures. Whether due to system failures, human error or unforeseen events, alarm monitoring companies must be aware of the risks they face and how to mitigate them. What Are Common Liability Risks for My […]
July 17, 2025
AgencyUnderstanding Liability Risks for Alarm Monitoring Services
Alarm monitoring services can play a critical role in protecting clients’ homes and businesses. However, with this responsibility comes significant liability exposures. Whether due to system failures, human error or unforeseen events, alarm monitoring companies must be aware of the risks they face and how to mitigate them. What Are Common Liability Risks for My […]
June 21, 2025
AgencyWho Needs Medical Malpractice Insurance?
Health care professionals and businesses are entrusted with crucial responsibilities. Whether you manage patients’ primary care, provide specialist services, prescribe medications or perform surgeries, any slight error could have dire ramifications. In addition to the potentially catastrophic consequences such issues may have on your patients’ health and well-being, you could also face costly lawsuits. Understanding […]
May 30, 2025
AgencyThe Role of Medical Malpractice Insurance in Telemedicine
Telemedicine can offer convenient and accessible opportunities for patients and medical professionals alike. These services can help provide essential care in a remote environment, potentially representing valuable options for those in remote areas or with limited transportation and mobility. However, telemedicine has also impacted the medical industry’s general risks and exposures, necessitating consideration of how […]
April 10, 2025
AgencyDo Nurse Practitioners and Physician Assistants Need Their Own Malpractice Insurance?
In the evolving health care landscape, nurse practitioners (NPs) and physician assistants (PAs) play increasingly vital roles. As their scope of practice expands, so does their exposure to potential legal risks. This raises an important question: do NPs and PAs need their own malpractice insurance? Understanding Malpractice Insurance Malpractice insurance, also known as professional liability […]
February 27, 2025
AgencyProtecting Your Investment: How Landlord Insurance Handles Tenant Damage
As a landlord, your rental property is a significant investment, and protecting it from potential damage is crucial. Landlord insurance is designed to safeguard your property against various risks, including tenant-related damages. Understanding what is covered by landlord insurance can help you make informed decisions and help ensure your investment remains secure. Coverage for Accidental […]
January 20, 2025
AgencyTop Add-ons for Multi-unit Rental Property Insurance Policies
Owning a multi-unit apartment building or other type of dwelling is a significant undertaking. Being responsible for the home someone else lives in, let alone several, can expose landlords to substantial risks. In some cases, a standard multi-unit rental property insurance policy may be insufficient to cover all potential exposures. So it’s essential to consider […]
November 22, 2024
AgencyHow to Insure Multiple Rental Properties Under One Policy
Owning and managing rental properties can be a complicated task for landlords, especially regarding insurance. To adequately cover their properties and protect their financial interests, even the most experienced landlords should regularly review their knowledge of rental property insurance and revisit available coverage options, such as a blanket policy for multiple assets. What Is Rental […]
October 30, 2024
AgencyHow to Choose the Right Insurance for Your Investment Property
Investing in property can be a lucrative venture, but it comes with its own set of risks. Choosing the right insurance is one of the most critical steps in safeguarding your investment. Making an informed decision can be daunting with various types of coverage available, from landlord insurance to liability protection. How Much Insurance Do […]