September 14, 2021
AgencyHow Home Insurance Protects Property Away From Home
Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered If you are downsizing to […]
September 10, 2021
AgencyTop 5 Risks Small Businesses Face
All businesses face risks, and having solid risk management in place can help you protect your business in any event. Small businesses may find it harder to mitigate risk as they feel having good risk management costs money in the form of an employee or high-level consultant. Before jumping into hiring a risk manager here […]
August 18, 2021
AgencyThe kids moved out, are they covered under my insurance?
The kids are off to college, whether in a dorm or renting an apartment you may wonder if their personal property is covered under your insurance. To make this an easy guide we broke it into three parts. If they live in a dorm: Their property is covered by your homeowner’s policy. If they live […]
August 13, 2021
AgencyDo crime rates affect insurance rates?
With news of an uptick in violence across the country, we wondered, does crime affect insurance rates? We asked our internal experts, and the simple answer is yes, and here is how. Auto Insurance When calculating your auto rates, insurance takes in several factors, some of which are considered “non-driving” factors. These are factors such […]
August 3, 2021
Agency4 Reasons Your Auto Insurance Was Cancelled
A big question we get is, “can my insurance company cancel my policy?” The answer is yes, but they will provide written notice before they do. Policies aren’t canceled for no reason, here are 4 reasons your auto policy might be canceled. 1) Unpaid bill Most insurance […]
July 25, 2021
AgencyPost-Pandemic Workforce Trends Could Lead to Liability
Though retail and restaurants have been hit particularly hard by the lack of employees this year, technology, insurance, healthcare and other skilled-worker sectors are also struggling to find qualified employees. The result is twofold: Some employers are increasing their training programs to get workers the skills they need, while other employers are hiring any warm […]
July 19, 2021
AgencyWhat is E&O Insurance?
Errors and Omissions insurance (E&O) is a type of professional liability insurance that protects businesses and its workers against claims for negligence or inadequate work. This coverage is suggested for businesses that provide professional services such as a consultant. E&O will often cover both court and settlement costs related to a suit. This does not […]
July 8, 2021
Agency4 Tips for Safe Remote Work
Although work from home was a necessity during the height of the COVID-19 pandemic, it seems to be a new normal for the workforce with many companies choosing to keep remote options. A Gartner survey reports that 80% of companies plan on allowing their employees to work remotely at least part-time, 47% will allow employees to work […]
July 8, 2021
AgencyHow FEMA’s Risk Rating 2.0 is Changing the Flood Industry
FEMA has been releasing information on Risk Rating 2.0: Equity in Action; their new pricing methodology for the National Flood Insurance Program (NFIP). Equity in Action is set to be implemented starting October 1st, 2021, for new policies and renewals starting April 2022. FEMA states that Equity in Action uses the “best practices and cutting-edge […]
July 1, 2021
AgencyThe Big Deal About Employee Theft Coverage
On June 10th, 2021, Gary Jones, a former United Auto Workers president, was sentenced to 28 months in jail for embezzling union funds. This embezzling happened from 2010-2019. We often hear about large corporations being hit by embezzlement, but small and midsize businesses account for 68% of employee theft cases in the US. Most businesses […]