October 24, 2022
AgencyWhy Do I Need Employment Practices Liability?
Employment practices liability insurance (EPLI) provides coverage for lawsuits that allege your organization engaged in actions that violated employee rights during the employment process. Small businesses, large corporations and nonprofit organizations may encounter these claims regardless of their industry. The experienced agents at Paris-Kirwan Insurance in Rochester, New York, can provide additional details on EPLI […]
June 13, 2022
AgencyDo You Need BOP Insurance If You Have Other Insurance?
Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a business. For example, […]
May 19, 2022
Agency5 Ways to Reduce Home Insurance Costs
Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look […]
April 15, 2022
AgencyThe 5 Best Ways to Save on Auto Insurance
Paying for insurance that you don’t use often can be irritating, but it’s very important for the times that you do need to file a claim. However, to soften the blow to your budget, there are plenty of ways you can reduce your auto insurance premium. Your agent can explain them in further detail, but […]
March 17, 2022
AgencyMedical Malpractice Insurance Benefits
Healthcare professionals can benefit from carrying medical malpractice insurance. It can provide essential coverages and afford you and your patients peace of mind. In some states, having medical malpractice insurance may be required by law. The team of professionals at Paris Kirwan Associates, Inc. is ready to help you secure the insurance you need. Contact us […]
February 25, 2022
AgencyWhat Is the Difference Between General Liability and Professional Liability?
Despite what some may think, professional liability and general liability coverage are not the same. These two insurance policies cover completely different areas of liability for your business. Keep reading to learn more. Key Differences General liability coverage can protect your business against the resulting expenses if you are held responsible for injuring a third […]
February 2, 2022
AgencyAviation Insurance: Aircraft Hull and Liability Coverage
Since flying is considered a high-risk activity, it’s imperative to obtain comprehensive insurance coverage to protect an aircraft and its occupants. What is Aircraft Hull and Liability Coverage? A basic aircraft hull and liability insurance policy protects against physical loss or damage risks, such as the following: Physical damage Passengers, baggage and cargo carried on […]
October 20, 2021
AgencyKeeping Your Commercial Auto Insurance Costs Affordable
Businesses that own or operate vehicles need commercial auto insurance
October 1, 2021
AgencyHow to Put Out a Grease Fire
In honor of Fire Prevention Week from October 3rd through the 9th let’s talk about a common household hazard, the grease fire. Even seasoned cooks may find themselves in sticky situations with grease. Grease fires are one of the hardest to put out, here are the best ways to attempt to put one out. 1) […]
September 30, 2021
AgencyUS Treasury Departments New Actions Against Ransomware
We stress the need for cyber protection a lot here at Paris Kirwan. But we seriously mean it! While writing and gathering information for this blog, my news feed is packed with new articles regarding cyberattacks and safety. It seems every time I refresh my page a new article has been posted. Businesses are […]