April 1, 2023
AgencyWhat Is the Purpose of Malpractice Insurance?
Although working in the health care industry can be rewarding, you must also account for significant risks and exposures. Even the most experienced and responsible medical providers may eventually make a mistake that could have dire consequences for a patient’s short- and long-term health. Furthermore, a misdiagnosis or error during treatment may have significant ramifications […]
February 1, 2023
AgencyWhat Is Cyber Insurance?
Many businesses rely on technology for everyday business operations. But these systems are also vulnerable to cyberattacks and data breaches, which can result in costly legal fees, fines, lost customers and major headaches. Read on to learn what cyber insurance is and how it works. We’re here to help you find the protection your company […]
January 25, 2023
AgencyWhat is Cyber Insurance and How Does It Work?
Many businesses rely on technology for everyday business operations. But these systems are also vulnerable to cyberattacks and data breaches, which can result in costly legal fees, fines, lost customers and major headaches. Read on to learn what cyber insurance is and how it works. We’re here to help you find the protection your company […]
November 30, 2022
AgencyWhat You Need to Know About Malpractice Insurance
Professionals in the health-care industry must account for many risks and exposures. A misdiagnosis or treatment error could have catastrophic consequences for the health and wellness of your patients. Furthermore, such an incident could also have devastating financial ramifications for your business. With that in mind, it’s necessary for all health-care providers to understand and […]
October 24, 2022
AgencyWhy Do I Need Employment Practices Liability?
Employment practices liability insurance (EPLI) provides coverage for lawsuits that allege your organization engaged in actions that violated employee rights during the employment process. Small businesses, large corporations and nonprofit organizations may encounter these claims regardless of their industry. The experienced agents at Paris-Kirwan Insurance in Rochester, New York, can provide additional details on EPLI […]
June 13, 2022
AgencyDo You Need BOP Insurance If You Have Other Insurance?
Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a business. For example, […]
May 19, 2022
Agency5 Ways to Reduce Home Insurance Costs
Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look […]
April 15, 2022
AgencyThe 5 Best Ways to Save on Auto Insurance
Paying for insurance that you don’t use often can be irritating, but it’s very important for the times that you do need to file a claim. However, to soften the blow to your budget, there are plenty of ways you can reduce your auto insurance premium. Your agent can explain them in further detail, but […]
March 17, 2022
AgencyMedical Malpractice Insurance Benefits
Healthcare professionals can benefit from carrying medical malpractice insurance. It can provide essential coverages and afford you and your patients peace of mind. In some states, having medical malpractice insurance may be required by law. The team of professionals at Paris Kirwan Associates, Inc. is ready to help you secure the insurance you need. Contact us […]
February 25, 2022
AgencyWhat Is the Difference Between General Liability and Professional Liability?
Despite what some may think, professional liability and general liability coverage are not the same. These two insurance policies cover completely different areas of liability for your business. Keep reading to learn more. Key Differences General liability coverage can protect your business against the resulting expenses if you are held responsible for injuring a third […]