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Home » Blog

Blog

May 4, 2023
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
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April 26, 2023
Agency

Tips for Choosing the Right Medical Malpractice Insurance Policy

Health care organizations are relied on to provide dependable and successful medical services to patients. Unfortunately, accidents and professional errors may occur regardless of how experienced, responsible or diligent you and other providers are. Even a slight miscalculation, lapse in attention or misdiagnosis could have catastrophic consequences for a patient’s short- and long-term health. Medical […]
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April 1, 2023
Agency

What Is the Purpose of Malpractice Insurance?

Although working in the health care industry can be rewarding, you must also account for significant risks and exposures. Even the most experienced and responsible medical providers may eventually make a mistake that could have dire consequences for a patient’s short- and long-term health. Furthermore, a misdiagnosis or error during treatment may have significant ramifications […]
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February 1, 2023
Agency

What Is Cyber Insurance?

Many businesses rely on technology for everyday business operations. But these systems are also vulnerable to cyberattacks and data breaches, which can result in costly legal fees, fines, lost customers and major headaches. Read on to learn what cyber insurance is and how it works.  We’re here to help you find the protection your company […]
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January 25, 2023
Agency

What is Cyber Insurance and How Does It Work?

Many businesses rely on technology for everyday business operations. But these systems are also vulnerable to cyberattacks and data breaches, which can result in costly legal fees, fines, lost customers and major headaches. Read on to learn what cyber insurance is and how it works. We’re here to help you find the protection your company […]
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November 30, 2022
Agency

What You Need to Know About Malpractice Insurance

Professionals in the health-care industry must account for many risks and exposures. A misdiagnosis or treatment error could have catastrophic consequences for the health and wellness of your patients. Furthermore, such an incident could also have devastating financial ramifications for your business. With that in mind, it’s necessary for all health-care providers to understand and […]
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October 24, 2022
Agency

Why Do I Need Employment Practices Liability?

Employment practices liability insurance (EPLI) provides coverage for lawsuits that allege your organization engaged in actions that violated employee rights during the employment process. Small businesses, large corporations and nonprofit organizations may encounter these claims regardless of their industry.  The experienced agents at Paris-Kirwan Insurance in Rochester, New York, can provide additional details on EPLI […]
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June 13, 2022
Agency

Do You Need BOP Insurance If You Have Other Insurance?

Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a business. For example, […]
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May 19, 2022
Agency

5 Ways to Reduce Home Insurance Costs

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look […]
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April 15, 2022
Agency

The 5 Best Ways to Save on Auto Insurance

Paying for insurance that you don’t use often can be irritating, but it’s very important for the times that you do need to file a claim. However, to soften the blow to your budget, there are plenty of ways you can reduce your auto insurance premium. Your agent can explain them in further detail, but […]
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