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Agency

October 20, 2021
Agency

Keeping Your Commercial Auto Insurance Costs Affordable

Businesses that own or operate vehicles need commercial auto insurance
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October 1, 2021
Agency

How to Put Out a Grease Fire

In honor of Fire Prevention Week from October 3rd through the 9th let’s talk about a common household hazard, the grease fire. Even seasoned cooks may find themselves in sticky situations with grease. Grease fires are one of the hardest to put out, here are the best ways to attempt to put one out.  1) […]
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September 30, 2021
Agency

US Treasury Departments New Actions Against Ransomware

We stress the need for cyber protection a lot here at Paris Kirwan. But we seriously mean it! While writing and gathering information for this blog, my news feed is packed with new articles regarding cyberattacks and safety. It seems every time I refresh my page a new article has been posted.   Businesses are […]
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September 14, 2021
Agency

How Home Insurance Protects Property Away From Home

Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered If you are downsizing to […]
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September 10, 2021
Agency

Top 5 Risks Small Businesses Face

All businesses face risks, and having solid risk management in place can help you protect your business in any event. Small businesses may find it harder to mitigate risk as they feel having good risk management costs money in the form of an employee or high-level consultant. Before jumping into hiring a risk manager here […]
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August 18, 2021
Agency

The kids moved out, are they covered under my insurance?

The kids are off to college, whether in a dorm or renting an apartment you may wonder if their personal property is covered under your insurance. To make this an easy guide we broke it into three parts.  If they live in a dorm: Their property is covered by your homeowner’s policy. If they live […]
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August 13, 2021
Agency

Do crime rates affect insurance rates?

With news of an uptick in violence across the country, we wondered, does crime affect insurance rates? We asked our internal experts, and the simple answer is yes, and here is how. Auto Insurance When calculating your auto rates, insurance takes in several factors, some of which are considered “non-driving” factors. These are factors such […]
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August 3, 2021
Agency

4 Reasons Your Auto Insurance Was Cancelled

                A big question we get is, “can my insurance company cancel my policy?” The answer is yes, but they will provide written notice before they do. Policies aren’t canceled for no reason, here are 4 reasons your auto policy might be canceled. 1) Unpaid bill Most insurance […]
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July 25, 2021
Agency

Post-Pandemic Workforce Trends Could Lead to Liability

Though retail and restaurants have been hit particularly hard by the lack of employees this year, technology, insurance, healthcare and other skilled-worker sectors are also struggling to find qualified employees. The result is twofold: Some employers are increasing their training programs to get workers the skills they need, while other employers are hiring any warm […]
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July 19, 2021
Agency

What is E&O Insurance?

Errors and Omissions insurance (E&O) is a type of professional liability insurance that protects businesses and its workers against claims for negligence or inadequate work. This coverage is suggested for businesses that provide professional services such as a consultant. E&O will often cover both court and settlement costs related to a suit. This does not […]
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