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Home > Blog > Paris Kirwan Associates, INC. Blog: home
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Paris Kirwan Associates, INC. Blog: home

View the latest blog posts from Paris Kirwan Associates, INC..

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Wednesday, May 18, 2022

5 Ways to Reduce Home Insurance Costs

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. READ MORE >>

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Tuesday, September 14, 2021

How Home Insurance Protects Property Away From Home

Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered READ MORE >>

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Friday, August 13, 2021

Do crime rates affect insurance rates?

With news of an uptick in violence across the country, we wondered, does crime affect insurance rates? We asked our internal experts, and the simple answer is yes, and here is how. Auto Insurance When calculating your auto rates, insurance takes in several factors, some of which are considered “non-driving” factors. READ MORE >>

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Thursday, July 8, 2021

4 Tips for Safe Remote Work

Although work from home was a necessity during the height of the COVID-19 pandemic, it seems to be a new normal for the workforce with many companies choosing to keep remote options. A Gartner survey reports that 80% of companies plan on allowing their employees to work remotely at least part-time, 47% will allow employees to work remotely full time. READ MORE >>

Thursday, June 10, 2021

Explaining The Types of Perils

 James did another Q&A discussing the different types of perils pertaining to homeowners insurance.  READ MORE >>

Monday, May 17, 2021

Appraisal Value versus Insurable Value

  James our rental property expert explains appraisal value versus insurable value as well as touches base on replacement cost and actual cash value of a home. Watch the short video on our Youtube channel!  READ MORE >>

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Monday, April 5, 2021

Does my homeowners insurance cover a dog bite?

I recently read that President Biden's dog Major, once again bit a White House staff member. This news has provoked a question I believe many dog owners may have. Does my homeowner’s or renter’s insurance cover my dog biting someone? With help from one of our Producers, Kyle, we have the answer. READ MORE >>

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Monday, March 15, 2021

What Is Cash-Value Homeowners Insurance?

Homeowners insurance policies automatically cover household contents. But the way these contents are insured varies greatly, depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. READ MORE >>

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Thursday, August 27, 2020

Will Home Insurance Cover a Damaged Garage Ceiling

The garage is one of the areas of the home that many people do not think much about until there is a problem. In some cases, home insurance can help with the damage here. For example, if your garage ceiling has damage that stems from a covered peril, your policy can help you make repairs. READ MORE >>

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