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Home > Blog > Picking The Best Boat Insurance
TUESDAY, APRIL 13, 2021

Picking The Best Boat Insurance

With an increasing desire to be outdoors, the boat industry is booming. According to Manufacturers Association, retail sales of new powerboats increased about 12% last year. You may have found yourself mindlessly scrolling through ads for boats or other outdoor toys while stuck inside in 2020, you are not alone.

With an increase in boat sales, it may be surprising to hear that some insurance companies have started to really “cherry pick” policies or stopped writing this specialty line altogether. But don’t give up on your dream boat just yet. Travelers, one of the many companies we offer here at Paris Kirwan Associates, has a comprehensive boat policy that protects common gaps other companies don’t.

Overhead picture of large boat in dark blue water

Boat Insurance Gap #1: Mechanical Breakdown Coverage

Mechanical breakdowns can happen randomly. Not all insurances cover this type of breakdown, but Travelers does.

Boat Insurance Gap #2: Salvage Coverage

You accidentally hit an object that is hidden underwater. Your boat is severely damaged and even begins to sink but is able to get towed into the marina. Not all insurance offers salvage coverage but Travelers will.

Boat Insurance Gap #3: Wreck Removal

You go to your boat hoist and come to find it sunk! Not all insurances cover wreck removal. With your boat underwater, it is not a cheap endeavor, but Travelers can take care of it.

Travelers also has additional coverage for yachts, which may come in handy if you decide you want something bigger than the 208CR Cubby Cabin you had your eyes on. If you have more questions our agents are happy to talk.

Posted 2:00 PM

Tags: boat, boat insurance, insurance, boating, summer, lake, ocean, new boat
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