Homeowners Insurance in Rochester and Pittsford, NY
Protecting Homeowners in Rochester and throughout Western New York against Risk
From burglaries and natural occurrences to fires and injuries, the risks that you face as a homeowner are many. These and other risks can translate into significant costs to you if you’re unprotected. Insurance provides necessary protection, and at Paris-Kirwan Associates, Inc. we have a complete homeowners insurance program, which we tailor to individual clients.
We’ve insured homeowners in Rochester and in communities throughout Western New York for more than 90 years, and also we offer a wide variety of coverages. We work with A-rated carriers, and we know the needs of homeowners. Whether you live on your own in a one-bedroom house or you live with half a dozen individuals in a five-bedroom house, we’ll take care of you.
Homeowners Insurance Coverage Details for Homeowners in New York and in other States
Homeowners insurance covers structures and personal belongings, and also homeowners insurance provides protection against liabilities. It covers additional living expenses and is available in actual cash value (ACV), replacement cost, and guaranteed/extended replacement cost forms.
Many different coverages can be parts of homeowners insurance solutions, and the coverages that can be parts of homeowners insurance solutions include umbrella, scheduled property, and in-home business. Also, homeowners insurance solutions can contain coverages that protect against specific perils, which include injuries from trampoline accidents and dog bites, and also damages that result from flooding in basements.
We offer all of the coverages mentioned above and we offer other coverages, which we’ll help you select. Also, we’ll ensure that any policy or plan that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Experienced, detailed Agents keeping you and your Home secure
We thoroughly assess homeowners’ needs through in-depth consultations, risk analyses, and on-site assessments, and also we assist homeowners through claims processes. Once we know and understand homeowners’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible options.
We offer 24/7 claims services and we regularly and closely review policies and plans that we write. As a result, homeowners can easily get assistance getting through claims, and also as a result, coverages are always current and homeowners’ rates are always competitive. If and when possible, we include homeowners in review processes, and for this reason, the homeowners are able to fully understand their purchases and be aware of needs for changes to coverages.
Additional Homeowners Insurance Information:
- New York Homeowners Insurance Information and Resources (The New York State Department of Financial Services)
- Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
- Homeowners Insurance Facts and Resources (The Insurance Information Institute (III))
At Paris-Kirwan Associates, Inc. we’re proud to provide homeowners insurance in Rochester, Victor, Pittsford, Brighton, Webster, and Fairport, NY. We also serve other areas in the state and we serve other states.