Paris-Kirwan Associates has a strategic partnership with:
APFS Employee Benefits, LLC.

We Offer the following benefit programs to our clients:

• Medical Insurance: As one of the few select premier agents in Rochester that represent all- available major medical carriers, we provide unbiased recommendations that best suit your company and employees’ needs.

• Total Employee Benefit Communications: At APFS Employee Benefits we provide our premier clients consolidated employee benefit statements that show the true total cost of each individual to the company. This information is invaluable both on a company wide level as well as when evaluating total individual employee compensation.

• Dental Plans: Paris-Kirwan represents all the carriers that provide this highly utilized, much appreciated benefit. We have many programs and options to choose from.

• Disability Insurance: With our Short Term and Long Term disability expertise, we are able to find ways to help you provide very competitive disability plans to your employees. IN many cases these programs may help reduce your Workers Compensation premiums.

• Basic Life Insurance and Voluntary Products: Our knowledge and our carrier relationships, combined with our highly experienced staff, are able to provide you both competitive employer and employee sponsored plans. We also can provide the enrollment assistance necessary to gain the most value from these benefits.

• Retirement and 401K plans: The over $100 million in assets under management shows our commitment to providing our clients with a consistent level of superior service, appropriate communications, support and reliability.

• Executive Benefits, Key Employee and Individual Insurance: We have the knowledge and resources needed to help you determine the best plans for some of your most important employees. These plans require a great deal of competency and experience to ensure they are structured correctly.

• APFS Employee Benefits: Get the most out of your Benefit Dollars.